Advice-First. Structured Around Your Needs.
That's the Difference.
Exclusive Insurance provides tailored advice for businesses and individuals who value clarity and confidence in their cover. As a member of the Steadfast Group, we combine strong local knowledge with access to a wide insurer network — delivering practical solutions that reflect your situation.
Experienced Advisers Who Take the
Time to Understand Your World
Exclusive Insurance was built on a simple belief: insurance should work when it matters most. Too often, businesses and families only realise gaps in their cover when they need to claim — because their situation wasn't properly understood from the start.
We work with clients across industries including transport, construction, engineering, property, and professional services, as well as individuals seeking quality personal protection. Our approach is to understand your circumstances first, then structure cover to suit — not the other way around.
Claims support is a key part of what we do. When you need to claim, we guide the process, help present your case clearly, and work alongside you towards a fair outcome.
Why Clients Choose Us
We're specialist advisers, not a generic broker. Here's why complex clients choose us.
Advice-First Approach
We lead with advice, not products. Our recommendations are built around your actual risks — not the easiest policy to sell.
25+ Insurer Partners
Access to a wide panel means we can structure programmes across multiple markets for better outcomes.
Relationship-Led Service
Your adviser knows your name, your business, and your history. No call centres, no runarounds.
Claims Advocacy
When a claim arises we manage the process — documenting your case, coordinating with the insurer, and advocating for your interests throughout.
Complex Risk Specialists
We specialise in risks that standard brokers struggle with — transport, construction, high-value assets, and niche liability.
Direct Access
Speak directly to your adviser when you need to. Real people, real answers, real accountability.
Our Advice Process
From your first conversation to ongoing claims support, here's what to expect.
Understand Your Situation
We listen first. Understanding your business, family, and goals is where great advice starts.
Identify Risks & Needs
We analyse your exposures and identify gaps in your current protection.
Compare Options
We go to market across multiple insurers to find the right cover at the right price.
Recommend & Place
Clear recommendations with no jargon. You decide, we execute.
Ongoing Review & Claims
Annual reviews, mid-term changes, and full claims support whenever you need it.
Meet Your Advisers
Insurance is personal. Our advisers combine industry expertise with tailored advice to protect what matters most to you and your business.
Naresh Sehgal
Director
Bringing strategic vision and leadership to deliver exceptional insurance solutions.
Director / Principal Broker
Leading the team with deep expertise in commercial insurance across NZ industries.
Broking Operations Lead
Ensuring seamless broking operations and exceptional client service delivery.
Not sure which adviser to speak with?
Let us match you with the right person for your insurance needs.
Start Your Insurance ReviewClaims, Indemnity & Advocacy
If you ever need to make a claim, we don't just hand you a phone number. We work alongside you and the insurer to guide the process and advocate for your interests throughout.
From initial notification through to settlement, your broker manages the claim, chases updates, and works towards a fair indemnity outcome — so you can focus on what matters.
We act on your behalf — not the insurer's.
Regulated Financial Advice
Exclusive Insurance Services Limited is a New Zealand Financial Advice Provider (FAP). Our advisers are registered on the Financial Service Providers Register (FSPR) and operate under the Financial Markets Authority (FMA) framework.
We are committed to meeting our obligations under the Financial Markets Conduct Act 2013 and ensuring all advice is provided in the best interests of our clients.
Ready for Insurance That Works?
Whether you need structured commercial cover or personal protection, our team is here to help you get clarity.