Insurance That Performs
When It Matters
Specialist insurance advice for New Zealand businesses, professionals and families.
Nationwide Reach
Specialist Insurance Advisers — Across New Zealand
Auckland head office. Nationwide reach. Dedicated support for businesses and families in every major NZ region.
Who We Help
Relationship-Led Advice for Three Client Groups
Businesses
Owner-operated SMEs, corporates and boards needing structured commercial cover — transport, construction, property, professional services.
Professionals
Consultants, engineers, IT contractors, medical and financial professionals needing indemnity, cyber and management liability that meets contract requirements.
Families
Personal insurance for households and high-value asset owners — life, health, income protection and lifestyle cover structured around real priorities.
Why Exclusive
Advice, Access, Advocacy — and Someone Who Stays Involved
Structured Advice
We understand your situation before we quote — cover is designed, not defaulted.
Market Access
A broad range of NZ and specialist insurance markets, accessed through the Steadfast network.
Claims Advocacy
We help manage the claims process from notification through to settlement, coordinating with you, the insurer and other parties involved and advocating for your interests throughout.
Ongoing Service
Renewals, mid-term changes and annual reviews — we stay involved long after the policy is bound.
Selected Client Outcomes
Real-World Work, Confidentially Summarised
Anonymised examples of the kind of work we handle. Detailed case studies are shared during a review, with client permission.
Claims Advocacy
Complex Claim Managed
Coordinated a major commercial property claim from notification to settlement, keeping the client informed at every stage.
Programme Design
Specialist Cover Placed
Structured cover for a client whose previous programme did not fit their specific risk profile.
Client Support
Continuity of Cover
Arranged premium funding and a phased renewal so the client could maintain essential cover through a difficult period.
Structured Review
Cover Gap Identified
A structured review surfaced significant gaps in a multi-policy programme; cover was realigned to the client's actual situation.
Industries
Specialist Cover for the Sectors We Know
How We Work
Understand → Structure → Place → Support
Understand
A structured conversation about your business or family — where the risks actually sit, and what matters most.
Structure
We design a programme around those priorities rather than rearranging an existing one.
Place
Cover is placed with insurers whose appetite and wording fit the risk, with clear documentation of the options.
Support
We remain your point of contact for renewals, changes, questions and claims — for as long as you're a client.
Claims Advocacy
When something happens, we're beside you.
Claims are where insurance either performs or fails. We manage the process end-to-end — notifying the insurer, coordinating assessors and documentation, and advocating for a fair settlement.
How claims work with usThe People
A Small Team, Personally Involved
Adi Sehgal
Director / Principal Adviser
Elena Heinrihsone
Broking Operations Lead
Naresh Sehgal
Director
Steadfast Member
Backed by New Zealand's largest broker network.
Exclusive Insurance Services is a member of the Steadfast Group, giving our clients access to broad market reach and specialist facilities alongside FMA-regulated advice.
Ready for insurance that actually performs?
Advice focused on your needs. Broad market access. Someone who stays involved.